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Rachel, the Budget Assistant guide, wavingPersonal budgeting app

Meet the Rachel Budget Assistant.

Your personal budget guide: it shows you guidance based on your income, builds a full budget from your real numbers, and warns you when you're getting close to overspending. Budgeting that actually keeps up with your life.

Open Rachel Budget AssistantFree to start · Paid & Premium tiers
Rachel Budget Assistant app showing monthly spending, category breakdown, and an overspending alert

Three ways to budget better

Start free with guidance, upgrade for a budget built on your real numbers, and go premium for alerts before you overspend.

Free

Guidance

Budget suggestions built around your income, so you know what a healthy month should look like.

  • Income-based budget guidance
  • Recommended category targets
  • Simple, no-setup start

Paid

Your real budget

Use your actual numbers to build a complete, personalized budget you can live with.

  • Full budget from your real numbers
  • Every category, every month
  • Adjust as life changes

Premium

Overspend alerts

Get a heads-up before you blow the budget—not after the statement arrives.

  • Close-to-overspending alerts
  • Category-level warnings
  • Stay ahead all month

Know where your personal money is going—before it's gone.

Rachel Budget Assistant is the personal budgeting app built by the same team that handles your taxes and books, so your everyday spending and your yearly filing finally speak the same language.